what does vrbo travel insurance cover

Vrbo LogoSource: bing.com

VRBO (Vacation Rental By Owner) is a popular vacation rental marketplace that helps travelers find unique and affordable accommodations all around the world. Along with providing an excellent platform for booking vacation rentals, VRBO also offers travel insurance to ensure their customers’ safety and protection during their travels. It is essential to understand VRBO travel insurance’s coverage to make an informed decision when purchasing travel insurance for your next trip.

What is VRBO Travel Insurance?

Travel InsuranceSource: bing.com

VRBO travel insurance is an optional coverage offered to travelers through HomeAway, the parent company of VRBO. The travel insurance is designed to protect travelers in case of unexpected events such as trip cancellation, trip interruption, medical emergencies, or identity theft while traveling. The insurance provides coverage for non-refundable expenses such as flights, vacation rentals, and other prepaid expenses associated with your trip.

What Does VRBO Travel Insurance Cover?

Travel Insurance CoverageSource: bing.com

VRBO travel insurance covers a range of unexpected events that may occur during your travels. Some of the coverage includes:

Coverage Description
Trip Cancellation If you have to cancel your trip due to a covered reason, VRBO will refund your prepaid, non-refundable expenses.
Trip Interruption If your trip is interrupted due to a covered reason, VRBO will reimburse you the unused, non-refundable travel expenses and additional transportation expenses needed to return home or rejoin your trip.
Emergency Medical and Dental If you get sick or injured while traveling, VRBO will reimburse you for the medical or dental expenses related to the illness or injury.
Emergency Medical Evacuation/Repatriation If you require emergency medical transport or repatriation, VRBO will cover the expenses required to get you to the nearest qualified medical facility or return you home.
Identity Theft Assistance If you experience identity theft while traveling, VRBO will help you resolve the situation and provide reimbursement for any expenses incurred in the process.
24-Hour Emergency Assistance Services VRBO’s 24-hour emergency assistance services provide travelers with assistance in case of emergencies such as lost passports or missed connections.

What is Not Covered by VRBO Travel Insurance?

Exclusions In Travel InsuranceSource: bing.com

While VRBO travel insurance covers many unexpected events, it does not cover everything. Some of the things not covered include:

  • Travel plans canceled due to pre-existing medical conditions
  • Travel disruptions caused by war, riots, or civil unrest
  • Lost or stolen personal belongings
  • Travel plans canceled due to normal pregnancy or childbirth
  • Travel plans canceled due to a change of mind
  • Travelers engaging in high-risk activities not covered by the policy

How to Purchase VRBO Travel Insurance?

Purchase Travel InsuranceSource: bing.com

You can purchase VRBO travel insurance while booking your vacation rental on the VRBO website. The travel insurance option will be presented to you during the booking process. You can also purchase travel insurance through VRBO’s customer service department after booking your vacation rental.

How Much Does VRBO Travel Insurance Cost?

Travel Insurance CostSource: bing.com

The cost of VRBO travel insurance varies depending on the total cost of your trip and the coverage you select. Typically, the cost of VRBO travel insurance is around 6-7% of the total cost of your trip.


VRBO travel insurance is an excellent option for travelers looking for extra protection during their travels. The insurance covers many unexpected events that may occur during your travels and provides you with peace of mind. However, it is essential to understand what is covered and what is not covered by the policy before purchasing. Make sure to read the policy details carefully to make an informed decision and enjoy your travels with VRBO’s travel insurance.