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As a travel nurse, you work hard to provide quality care to your patients. However, accidents can happen, and if you’re not properly insured, you could be held liable for damages. That’s why travel nurse liability insurance is so important. In this article, we’ll cover everything you need to know about travel nurse liability insurance, including its benefits, coverage, and cost.
What is Travel Nurse Liability Insurance?
Travel nurse liability insurance is a type of professional liability insurance that protects nurses who travel for work. It covers the costs of legal fees, damages, and settlements in the event that a nurse is sued for malpractice or negligence.
What Does Travel Nurse Liability Insurance Cover?
Travel nurse liability insurance covers a range of incidents, including:
- Malpractice
- Negligence
- Errors and omissions
- Bodily injury
- Property damage
- And more
It’s important to note that travel nurse liability insurance does not cover intentional acts of harm or criminal activity.
What Are the Benefits of Travel Nurse Liability Insurance?
There are many benefits to having travel nurse liability insurance, including:
- Protection from lawsuits and legal fees
- Peace of mind while working in unfamiliar environments
- Coverage for incidents that may not be covered by your employer’s insurance
- And more
How Much Does Travel Nurse Liability Insurance Cost?
The cost of travel nurse liability insurance can vary depending on a few factors, such as the level of coverage you need and the length of your assignment. On average, travel nurse liability insurance can cost between $50-$200 per month.
Do I Really Need Travel Nurse Liability Insurance?
Yes, you really do need travel nurse liability insurance. While your employer may provide some coverage, it may not be enough to protect you in the event of a lawsuit. Plus, having your own liability insurance can provide peace of mind and protect your personal assets in the event of a lawsuit.
How Do I Get Travel Nurse Liability Insurance?
The easiest way to get travel nurse liability insurance is to work with a reputable insurance provider. You can also ask your staffing agency or employer if they offer liability insurance for travel nurses. Be sure to compare coverage and pricing to find the policy that’s right for you.
Conclusion
Travel nurse liability insurance is an essential part of protecting yourself and your career while working as a travel nurse. Make sure you have the right coverage to protect yourself from potential lawsuits and legal fees. Contact a reputable insurance provider today to get started.
FAQ
What is travel nurse liability insurance?
Travel nurse liability insurance is a type of professional liability insurance that protects nurses who travel for work.
What does travel nurse liability insurance cover?
Travel nurse liability insurance covers incidents such as malpractice, negligence, errors and omissions, bodily injury, and property damage.
How much does travel nurse liability insurance cost?
The cost of travel nurse liability insurance can vary but can cost between $50-$200 per month on average.
Do I really need travel nurse liability insurance?
Yes, you need travel nurse liability insurance to protect yourself from potential lawsuits and legal fees.
How do I get travel nurse liability insurance?
You can work with a reputable insurance provider or ask your staffing agency or employer if they offer liability insurance for travel nurses. Be sure to compare coverage and pricing to find the policy that’s right for you.