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Having a low credit score can be a hindrance when it comes to applying for a credit card, especially one that is designed for travel. However, there are options available for individuals with a low credit score who want to avail the benefits of a travel credit card. In this article, we will discuss some of the top travel credit cards that are available for individuals with a low credit score.
What is a Travel Credit Card?
A travel credit card is a credit card that is specifically designed for individuals who travel frequently. These cards offer various benefits such as reward points, air miles, hotel stays, and other travel perks. In addition to this, they also offer benefits like trip cancellation insurance, lost luggage reimbursement, and emergency assistance. These cards can be a great way to save money on travel-related expenses and earn rewards at the same time.
Top Travel Credit Cards for Low Credit Score
| Credit Card | Minimum Credit Score Required | Annual Fee | Rewards |
|---|---|---|---|
| Discover it® Secured Credit Card | Bad Credit | $0 | Double cash back on the first $1000 spent each quarter in eligible categories, 1% cash back on all other purchases |
| Credit One Bank® Platinum Visa® for Rebuilding Credit | Bad Credit | $0 – $99 | 1% cash back on eligible purchases |
| Citi® Secured Mastercard® | Bad Credit | $0 | N/A |
| Capital One® Secured Mastercard® | Bad Credit | $0 | N/A |
| Navy Federal Credit Union nRewards® Secured Credit Card | Bad Credit | $0 | 1 point per $1 spent on eligible purchases |
These are some of the top travel credit cards that are available for individuals with a low credit score. While some of these cards may not offer as many rewards or benefits as higher-tier travel credit cards, they can still be a great way to start building credit and earn rewards on travel-related expenses.
FAQs
Q. Can you get a travel credit card with bad credit?
A. Yes, there are travel credit cards available for individuals with bad credit. However, these cards may not offer as many rewards or benefits as higher-tier travel credit cards.
Q. What are the benefits of a travel credit card?
A. Travel credit cards offer benefits such as reward points, air miles, hotel stays, and other travel perks. They also offer benefits like trip cancellation insurance, lost luggage reimbursement, and emergency assistance.
Q. How can a travel credit card help save money on travel?
A. Travel credit cards offer rewards and benefits that can help save money on travel-related expenses, such as airfare and hotel stays. They can also offer perks like free checked bags and priority boarding.
Conclusion
While having a low credit score may limit your options when it comes to travel credit cards, there are still options available. The cards listed above are some of the top travel credit cards that are available for individuals with bad credit. By using these cards to make travel-related purchases, you can start building your credit and earning rewards at the same time.