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Traveling is one of life’s greatest pleasures, but it can also be unpredictable. You never know when unexpected events, such as flight cancellations, lost luggage, or medical emergencies, will ruin your trip. That’s why it’s important to get travel insurance before you go. In this article, we’ll focus on REI travel insurance and everything you need to know about it.
What is REI Travel Insurance?
REI travel insurance is a type of travel insurance offered by the outdoor retailer REI. It provides coverage for trip cancellations, interrupted trips, medical expenses, emergency evacuations, and other travel-related incidents. The insurance is underwritten by the United States Fire Insurance Company and is available to U.S. residents only.
Why Should You Consider REI Travel Insurance?
REI travel insurance offers several benefits that can give you peace of mind before and during your trip. These benefits include:
- Protection against trip cancellations, interruptions, and delays
- Coverage for emergency medical and dental expenses
- Reimbursement for lost, stolen, or damaged luggage or personal items
- 24/7 assistance services for travel and medical emergencies
- Coverage for adventure sports and activities
How Much Does REI Travel Insurance Cost?
The cost of REI travel insurance depends on several factors, including your age, trip cost, and length of travel. However, as a general rule, the insurance typically costs between 4-10% of your total trip cost. For example, if your trip costs $2,500, you can expect to pay between $100-$250 for travel insurance.
How to Buy REI Travel Insurance?
Buying REI travel insurance is simple and straightforward. You can purchase it online, by phone, or at an REI store. To buy online, simply visit REI’s travel insurance webpage and enter your trip details. You’ll get a quote and can purchase the insurance right then and there. If you prefer to buy over the phone or in-store, call REI’s travel insurance customer service or visit an REI store near you.
FAQ
| Question | Answer |
|---|---|
| What is covered by REI travel insurance? | REI travel insurance covers trip cancellations, interruptions, medical expenses, emergency evacuations, lost or stolen baggage, and 24/7 assistance services. |
| What is not covered by REI travel insurance? | REI travel insurance does not cover pre-existing medical conditions, travel to countries with travel warnings, or reckless behavior. It also has some exclusions for adventure sports and activities. |
| Can I cancel my REI travel insurance? | Yes, you can cancel your REI travel insurance within the first 10 days of purchase for a full refund, as long as you haven’t started your trip or filed a claim. |
| Can I extend my REI travel insurance? | No, you cannot extend your REI travel insurance. However, you can purchase a new policy if you need to extend your trip. |
Conclusion
Travel insurance is a must-have for any traveler, especially those who love adventure sports and activities. With REI travel insurance, you can protect yourself against unexpected events and enjoy your trip with peace of mind. Just make sure to read the policy carefully and understand what is covered and what is not. Safe travels!