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If you’re planning a cruise with Norwegian Cruise Line (NCL), it’s important to know about their travel protection policy. The policy is designed to protect you in case of unexpected events that may disrupt your travel plans. This article will cover everything you need to know about NCL’s travel protection policy, including what it covers, what it doesn’t cover, and how to purchase it.
What is NCL’s Travel Protection Policy?
NCL’s travel protection policy is a type of insurance that can provide coverage for certain unexpected events that may arise before or during your cruise. The policy is underwritten by AIG Travel Guard and is available for purchase at the time of booking your cruise. The policy is also available for purchase up to 24 hours prior to departure.
What Does NCL’s Travel Protection Policy Cover?
NCL’s travel protection policy provides coverage for a variety of unexpected events, including:
| Event | Coverage |
|---|---|
| Trip Cancellation | Reimbursement for prepaid, non-refundable trip costs if you need to cancel your cruise for a covered reason |
| Trip Interruption | Reimbursement for unused, prepaid, non-refundable trip costs if your cruise is interrupted for a covered reason |
| Travel Delay | Reimbursement for additional expenses, such as hotel accommodations and meals, if your trip is delayed for a covered reason |
| Baggage Delay | Reimbursement for necessary personal items if your baggage is delayed for a certain amount of time |
| Emergency Medical and Dental | Coverage for emergency medical and dental expenses that may arise during your cruise |
| Emergency Evacuation and Repatriation | Coverage for emergency evacuation and repatriation expenses if you become ill or injured during your cruise |
It’s important to note that the policy has certain exclusions and limitations. For example, pre-existing medical conditions are not covered unless you purchase the policy within a certain timeframe after booking your cruise. Additionally, the policy does not cover situations such as self-inflicted injuries, drug or alcohol abuse, or participation in illegal activities. It’s important to review the policy’s terms and conditions carefully before purchasing it.
How Do You Purchase NCL’s Travel Protection Policy?
NCL’s travel protection policy can be purchased at the time of booking your cruise or up to 24 hours prior to departure. The cost of the policy is based on the total cost of your cruise and any non-cruise components, such as airfare or hotel stays. The policy can be purchased online or through NCL’s call center.
What if You Need to Cancel Your Cruise?
If you need to cancel your cruise, you should contact NCL’s call center as soon as possible. Depending on the reason for cancellation, you may be eligible for a refund of your prepaid trip costs under NCL’s travel protection policy. However, it’s important to note that the policy has certain exclusions and limitations, so it’s important to review the terms and conditions carefully.
Conclusion
NCL’s travel protection policy can provide valuable coverage for unexpected events that may arise before or during your cruise. However, it’s important to review the policy’s terms and conditions carefully before purchasing it to ensure that it meets your needs. If you have any questions about NCL’s travel protection policy, you should contact their call center for more information.