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When planning a trip, one thing that should always be considered is travel insurance. While most people hope they won’t need it, it’s always better to be prepared in case something goes wrong. One popular option is Manulife’s CoverMe travel insurance, which provides a range of coverage options for Canadians travelling abroad.
What is Manulife CoverMe Travel Insurance?
Manulife CoverMe Travel Insurance is a type of insurance policy designed to cover unexpected expenses that may arise while travelling outside of Canada. This can include anything from medical emergencies to trip cancellations, lost baggage or flight delays. There are several different coverage options available, allowing travellers to customize their policy to fit their specific needs.
What Does Manulife CoverMe Travel Insurance Cover?
Manulife CoverMe Travel Insurance offers a variety of coverage options, depending on the needs of the traveller. Some of the most common types of coverage available include:
- Emergency medical coverage: This covers unexpected medical expenses that may arise while travelling, such as hospital stays, doctor’s visits or prescription medications.
- Trip cancellation and interruption coverage: This reimburses travellers for non-refundable expenses if their trip is cancelled or interrupted due to an unforeseen event, such as illness or severe weather.
- Baggage and personal effects coverage: This provides reimbursement for lost or stolen baggage or personal belongings while travelling abroad.
- Flight and travel accident coverage: This provides coverage in the event of accidental death or dismemberment during a trip, as well as coverage for flight-related incidents such as delays or cancellations.
How Much Does Manulife CoverMe Travel Insurance Cost?
The cost of Manulife CoverMe Travel Insurance varies depending on a number of factors, such as the traveller’s age, the length of the trip, the destination and the level of coverage selected. However, pricing is typically competitive with other travel insurance providers, and travellers can choose from a range of coverage options to find a policy that fits their budget.
How Do I Purchase Manulife CoverMe Travel Insurance?
Purchasing Manulife CoverMe Travel Insurance is quick and easy. Travellers can visit the Manulife website to get a quote and purchase a policy online, or they can call Manulife’s toll-free number to speak with a representative who can help them select the coverage options that best meet their needs. Policies can be purchased up to 24 hours before departure, making it easy to obtain coverage even if the trip has already been booked.
Are There Any Exclusions or Limitations?
As with any insurance policy, there are some exclusions and limitations to Manulife CoverMe Travel Insurance. For example, pre-existing medical conditions may not be covered unless they are disclosed and approved prior to departure. Additionally, coverage may be limited or excluded for certain high-risk activities such as extreme sports or adventure travel. It’s important to read the policy carefully and understand what is and isn’t covered before purchasing a policy.
Conclusion
Manulife CoverMe Travel Insurance provides Canadians with a reliable and affordable way to protect themselves and their finances while travelling abroad. With a range of coverage options available and competitive pricing, it’s a great choice for anyone planning a trip outside of Canada. Just be sure to read the policy carefully and understand what is and isn’t covered, and don’t forget to purchase coverage before departing!
| Pros | Cons |
|---|---|
| Customizable coverage options | Exclusions and limitations may apply |
| Competitive pricing | |
| Easy online or phone purchasing |