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If you are a Kaiser Permanente member and planning to travel abroad, you might have questions about your coverage outside the United States. In this article, we will discuss what Kaiser Permanente covers while traveling abroad, how to access care, and what you need to know before you leave.
What is Covered by Kaiser Permanente While Traveling Abroad?
As a Kaiser Permanente member, you have some coverage when you travel outside the United States. The coverage includes emergency and urgent care services, such as treatment for a broken bone, a heart attack, or a severe allergic reaction. Kaiser Permanente also covers emergency medical evacuation services if you need to be transported to a hospital in another location.
However, Kaiser Permanente does not cover routine care, such as check-ups, immunizations, or prescription drugs, while you are traveling abroad. Therefore, it’s important to check with your doctor before you leave and make sure you have enough medication for your trip.
How to Access Care While Traveling Abroad with Kaiser Permanente?
If you need emergency or urgent care while traveling abroad, you can use any hospital or medical facility that accepts your Kaiser Permanente insurance. However, you may need to pay upfront for the services and then submit a claim for reimbursement. Therefore, it’s important to keep all receipts and medical documents for your records.
You can also use the Kaiser Permanente Global Emergency Services if you need help finding a hospital or doctor while traveling abroad. The service is available 24/7 and provides assistance in multiple languages.
What You Need to Know Before You Leave?
Before you leave for your trip, it’s essential to take some steps to ensure you have access to medical care while traveling abroad. Here are some things you should consider:
1. Check with your doctor and make sure you have enough medication for your trip.
2. Research healthcare facilities and hospitals in the area where you will be traveling.
3. Keep all medical documents and receipts for any care you receive while abroad.
4. Consider purchasing additional travel insurance to cover any gaps in your Kaiser Permanente coverage.
Conclusion
Kaiser Permanente provides some coverage when you travel abroad, but it’s essential to understand the limitations and requirements before you leave. Make sure you have enough medication, understand what services are covered, and research healthcare facilities in the area where you will be traveling. Taking these steps will help you stay safe and healthy while enjoying your trip.
| Question | Answer |
|---|---|
| Does Kaiser Permanente cover routine care while traveling abroad? | No, Kaiser Permanente only covers emergency and urgent care services while traveling abroad. |
| Can I use any hospital or medical facility while traveling abroad with Kaiser Permanente? | Yes, you can use any hospital or medical facility that accepts your Kaiser Permanente insurance. |
| Do I need to pay upfront for services while traveling abroad with Kaiser Permanente? | Yes, you may need to pay upfront for services and then submit a claim for reimbursement. |
| What should I do before I leave for my trip? | You should check with your doctor, research healthcare facilities, keep all medical documents, and consider purchasing additional travel insurance. |