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Traveling is a great way to enjoy life, learn new things, and create memories. However, unexpected events such as flight cancellations, lost luggage, or medical emergencies can happen and ruin your trip. That’s why getting travel insurance is essential to protect yourself and your investment. One of the companies that offer travel insurance is Seven Corners. But is Seven Corners travel insurance good? Let’s find out.
What is Seven Corners Travel Insurance?
Seven Corners is an international travel insurance company based in Carmel, Indiana. It was founded in 1993 and specializes in offering travel medical insurance, trip cancellation insurance, and international student insurance. Seven Corners provides coverage for both US citizens traveling abroad and non-US citizens traveling to the US.
Advantages of Seven Corners Travel Insurance
Here are some of the advantages of getting Seven Corners travel insurance:
- High coverage limits – Seven Corners offers high coverage limits for its travel medical insurance plans. For example, its Liaison Travel Plus plan provides up to $5,000,000 in medical coverage.
- Flexible plans – Seven Corners offers a variety of travel insurance plans to suit different needs and budgets. You can choose from comprehensive plans that cover everything from trip cancellation to medical emergencies, or you can opt for more specific plans such as medical evacuation insurance or trip interruption insurance.
- No age limit – Seven Corners does not have an age limit for its travel insurance plans. This means that even seniors can still get coverage for their travels.
Disadvantages of Seven Corners Travel Insurance
While Seven Corners has many advantages, it also has some disadvantages that you should be aware of:
- Complicated claims process – Some customers have complained about the complicated claims process of Seven Corners. They have reported difficulties in submitting claims and getting reimbursed.
- No coverage for pre-existing conditions – Seven Corners does not cover pre-existing conditions in its travel medical insurance plans. This means that if you have a medical condition that existed before you bought the insurance, you will not be covered for any treatment related to that condition.
- High prices – Seven Corners’ travel insurance plans can be more expensive than other companies’ plans. This is especially true for its more comprehensive plans.
Customer Reviews of Seven Corners Travel Insurance
Customer reviews can give you insight into the experiences of other people who have used Seven Corners travel insurance. Here are some of the reviews:
“I was extremely satisfied with my Seven Corners travel medical insurance plan. I had to use it for a medical emergency, and the customer service was excellent. They helped me find a good hospital and covered all my medical expenses.”
– John D., Seven Corners customer
“I had a bad experience with Seven Corners. I had to cancel my trip due to a family emergency, but they denied my claim because they said it was not a covered reason. I had to pay for everything out of pocket.”
– Jane S., Seven Corners customer
Conclusion
So, is Seven Corners travel insurance good? The answer is: it depends. Seven Corners has many advantages such as high coverage limits, flexible plans, and no age limit. However, it also has some disadvantages such as a complicated claims process, no coverage for pre-existing conditions, and high prices. Before buying travel insurance, make sure to read the fine print, compare different companies, and choose the plan that best fits your needs and budget.
Frequently Asked Questions
What is covered by Seven Corners travel insurance?
Seven Corners travel insurance can cover different things depending on the plan you choose. Some plans can cover trip cancellation, trip interruption, baggage loss, emergency medical and dental expenses, medical evacuation, and accidental death and dismemberment.
How do I file a claim with Seven Corners?
You can file a claim with Seven Corners by filling out a claim form online or by mail. Make sure to have all the necessary documentation such as receipts, medical records, and travel itinerary. You can also contact their customer service if you need assistance.
How much does Seven Corners travel insurance cost?
The cost of Seven Corners travel insurance varies depending on the plan you choose, your age, your destination, and the length of your trip. You can get a free quote on their website to see how much it would cost for your specific situation.
Does Seven Corners cover pre-existing conditions?
No, Seven Corners does not cover pre-existing conditions in its travel medical insurance plans. However, they offer a pre-existing conditions waiver that you can purchase separately to get coverage for your condition.