When planning for a trip or vacation, there are always uncertainties that one cannot control. It could be a sudden medical emergency, flight cancellations, or loss of luggage. However, with the right travel insurance, you can ease your worries and enjoy your trip without any stress. One of the travel insurance providers you might have come across is Geo Blue Travel Insurance. In this article, we will be reviewing Geo Blue Travel Insurance.
What is Geo Blue Travel Insurance?
Geo Blue Travel Insurance is a provider of international travel medical insurance. They offer different types of policies that cater to the needs of travelers such as single trip, multi-trip, and long-term policies. Their policies cover medical expenses, emergency medical evacuation, trip interruption, and trip cancellation. Additionally, Geo Blue Travel Insurance provides 24/7 assistance services to their policyholders.
Types of Geo Blue Travel Insurance Policies
Geo Blue Travel Insurance offers three types of policies:
- Voyager Essential: This policy is suitable for travelers who are on a tight budget. It covers medical expenses, emergency medical evacuation, and repatriation of remains.
- Voyager Choice: This policy provides more comprehensive coverage. It covers medical expenses, emergency medical evacuation, trip interruption, trip cancellation, and baggage loss.
- Voyager Elite: This policy offers the most comprehensive coverage. It covers medical expenses, emergency medical evacuation, trip interruption, trip cancellation, baggage loss, and sporting activities.
Pros of Geo Blue Travel Insurance
Here are some of the advantages of Geo Blue Travel Insurance:
- Comprehensive coverage: Geo Blue Travel Insurance policies offer extensive coverage, including medical expenses, emergency medical evacuation, and trip cancellation.
- 24/7 assistance: Geo Blue Travel Insurance provides round-the-clock assistance to their policyholders.
- Direct billing: Geo Blue Travel Insurance has a direct billing system with healthcare providers in over 190 countries, making it easier for policyholders to get medical attention without having to worry about upfront payments.
- No age limit: Geo Blue Travel Insurance does not have an age limit for their policies, making it suitable for seniors who love to travel.
Cons of Geo Blue Travel Insurance
Despite the benefits of Geo Blue Travel Insurance, there are still some downsides to their policies:
- Expensive: Compared to other travel insurance providers, Geo Blue Travel Insurance policies can be costly.
- No trip interruption coverage for pre-existing conditions: Geo Blue Travel Insurance does not cover trip interruption or cancellation due to pre-existing medical conditions.
- No coverage for adventure sports: Geo Blue Travel Insurance policies do not cover adventure sports such as bungee jumping, skydiving, and other high-risk activities.
How to Buy Geo Blue Travel Insurance
Buying Geo Blue Travel Insurance is relatively easy. You can visit their website and select the policy that suits your needs. You will need to provide some personal information, trip details, and payment information. Once you have completed the application process, you will receive a policy document.
Conclusion
If you are planning an international trip, it is essential to have travel insurance that covers medical expenses and other emergencies. Geo Blue Travel Insurance is a reputable provider of international travel medical insurance. They offer comprehensive coverage, 24/7 assistance, and a direct billing system with healthcare providers in over 190 countries. However, their policies can be expensive, and they do not cover some high-risk activities and trip interruption or cancellation due to pre-existing medical conditions.
FAQs
Q: Does Geo Blue Travel Insurance cover COVID-19? | A: Yes, Geo Blue Travel Insurance policies cover COVID-19 medical expenses. |
Q: Can I cancel my Geo Blue Travel Insurance policy? | A: Yes, you can cancel your Geo Blue Travel Insurance policy. However, the amount of the refund will depend on the policy terms and conditions. |
Q: How do I file a claim with Geo Blue Travel Insurance? | A: You can file a claim by visiting Geo Blue Travel Insurance’s website, filling out a claim form, and submitting it online. You will also need to provide supporting documents such as medical bills and receipts. |
Q: Is Geo Blue Travel Insurance available to non-US citizens? | A: Yes, Geo Blue Travel Insurance is available to non-US citizens who are traveling outside their home country. |