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Traveling is one of the most exciting experiences that anyone can have. There are adventure, new culture, and a chance to explore the world. However, it can also be risky because of the potential for illness or injury. Hence, having health insurance that covers international travel can provide peace of mind while traveling.
What is Kaiser Permanente?
Kaiser Permanente is a healthcare provider that offers health insurance coverage in the United States. It is a not-for-profit organization that provides services to more than 12 million members. Kaiser Permanente offers a wide range of health plans to its members, including individual and family plans, Medicare plans, and employer-sponsored plans.
Does Kaiser Permanente Cover International Travel?
Yes, Kaiser Permanente offers international travel coverage to its members. However, the coverage may vary depending on the type of plan you have. Some plans offer comprehensive coverage, while others may offer limited coverage for medical emergencies only. It is essential to review your policy details to understand what is covered when traveling internationally.
What is Covered Under Kaiser Permanente’s International Travel Coverage?
Kaiser Permanente’s international travel coverage typically includes emergency medical services, such as hospitalization, emergency surgery, and ambulance services. It may also cover medical evacuation, which is the transfer of a patient to a medical facility or hospital that can provide adequate care.
Other benefits that may be included in Kaiser Permanente’s international travel coverage include:
- Emergency dental care
- Emergency transportation to return home
- Repatriation of remains
- Lost or stolen luggage coverage
What is Not Covered Under Kaiser Permanente’s International Travel Coverage?
Kaiser Permanente’s international travel coverage typically does not cover pre-existing conditions, routine medical care, or elective procedures. It also does not cover travel-related expenses, such as flight cancellations or lost hotel reservations.
How to Get International Travel Coverage with Kaiser Permanente?
If you are a Kaiser Permanente member and want to get international travel coverage, you need to check if your policy includes it. If it does not, you can purchase travel insurance that covers medical emergencies while traveling. Kaiser Permanente partners with GeoBlue to provide travel medical insurance to its members. GeoBlue offers a range of plans that cover medical emergencies, including medical evacuation and repatriation of remains.
Conclusion
International travel can be exciting but also scary when it comes to health risks. Kaiser Permanente offers international travel coverage to its members, although the coverage may vary depending on the type of plan you have. It is crucial to review your policy details to understand what is covered when traveling internationally. If your policy does not include international travel coverage, you can purchase travel insurance that covers medical emergencies while traveling.
FAQ
| Question | Answer |
|---|---|
| Does Kaiser Permanente offer international travel insurance? | Yes, Kaiser Permanente offers international travel coverage to its members. |
| What does Kaiser Permanente’s international travel coverage include? | Kaiser Permanente’s international travel coverage typically includes emergency medical services, medical evacuation, emergency dental care, and transportation to return home. |
| What is not covered under Kaiser Permanente’s international travel coverage? | Pre-existing conditions, routine medical care, elective procedures, and travel-related expenses are typically not covered under Kaiser Permanente’s international travel coverage. |
| How can I get international travel coverage with Kaiser Permanente? | You need to check if your policy includes it. If it does not, you can purchase travel insurance that covers medical emergencies while traveling. |