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Are you a frequent traveler looking for a credit card that can earn you rewards on your trips and purchases? Discover Travel Card and Chase Sapphire are two popular travel credit cards that offer lucrative rewards and benefits. In this article, we will compare and contrast the two cards to help you decide which one is right for you.
Discover Travel Card
Discover Travel Card is a no-fee travel credit card that offers 1.5 miles per dollar spent on all purchases. The card comes with a sign-up bonus of up to $200 after spending $500 in the first three months of opening the account. The card also offers a 0% introductory APR for the first 14 months on purchases and balance transfers. Discover Travel Card has no foreign transaction fees and offers a free FICO credit score every month.
The rewards earned on the Discover Travel Card can be redeemed for travel purchases, cashback, gift cards, and more. The card also offers travel benefits such as travel accident insurance, auto rental insurance, and 24/7 customer service assistance.
Chase Sapphire
Chase Sapphire is a premium travel credit card that offers 2x points on travel and dining purchases and 1x point on all other purchases. The card comes with a sign-up bonus of up to 60,000 points after spending $4,000 in the first three months of opening the account. The card also offers a 25% bonus when points are redeemed for travel through Chase Ultimate Rewards. Chase Sapphire has no foreign transaction fees and offers a range of travel benefits such as trip cancellation/interruption insurance, baggage delay insurance, and 24/7 customer service assistance.
The rewards earned on the Chase Sapphire can be redeemed for travel purchases, cashback, gift cards, and more. The card also offers exclusive access to events, experiences, and travel partners.
Discover Travel Card vs Chase Sapphire: Comparison
Both Discover Travel Card and Chase Sapphire offer lucrative rewards and benefits for frequent travelers. However, there are some key differences between the two cards that you should consider before making a decision.
| Card Feature | Discover Travel Card | Chase Sapphire |
|---|---|---|
| Annual Fee | No fee | $95 |
| Rewards | 1.5 miles per dollar on all purchases | 2x points on travel and dining, 1x point on all other purchases |
| Sign-up Bonus | Up to $200 after spending $500 in the first three months | Up to 60,000 points after spending $4,000 in the first three months |
| Redemption Bonus | N/A | 25% bonus when points are redeemed for travel through Chase Ultimate Rewards |
| Introductory APR | 0% for the first 14 months on purchases and balance transfers | N/A |
| Foreign Transaction Fees | No fee | No fee |
| Travel Benefits | Travel accident insurance, auto rental insurance, and 24/7 customer service assistance | Trip cancellation/interruption insurance, baggage delay insurance, and 24/7 customer service assistance |
| Exclusive Benefits | N/A | Access to events, experiences, and travel partners |
As you can see, Discover Travel Card has no annual fee and offers a 0% introductory APR, making it a good option for those who want to avoid paying fees and interest. However, Chase Sapphire offers higher rewards rates and a larger sign-up bonus, as well as a redemption bonus and exclusive benefits. If you are a frequent traveler who spends a lot on travel and dining, and can make use of the redemption bonus and exclusive benefits, then Chase Sapphire may be the better option for you.
Frequently Asked Questions (FAQ)
Q: Does Discover Travel Card have an annual fee?
A: No, Discover Travel Card does not have an annual fee.
Q: What is the sign-up bonus for Chase Sapphire?
A: The sign-up bonus for Chase Sapphire is up to 60,000 points after spending $4,000 in the first three months of opening the account.
Q: What is the redemption bonus for Chase Sapphire?
A: The redemption bonus for Chase Sapphire is a 25% bonus when points are redeemed for travel through Chase Ultimate Rewards.
Q: Does Discover Travel Card offer any exclusive benefits?
A: No, Discover Travel Card does not offer any exclusive benefits.
Q: Does Chase Sapphire have foreign transaction fees?
A: No, Chase Sapphire does not have foreign transaction fees.
In conclusion, both Discover Travel Card and Chase Sapphire are excellent travel credit cards that offer rewards and benefits for frequent travelers. The choice between the two ultimately depends on your spending habits, travel preferences, and financial situation. Consider the features and benefits of each card carefully before making a decision, and enjoy your travels with the rewards you earn!