best travel cards for beginners

Travel CardsSource: bing.com

Traveling can be expensive, but with the right travel credit card, you can save money and earn rewards while exploring the world. However, with so many travel cards available, it can be overwhelming for beginners to choose the right one. In this article, we will guide you through the best travel cards for beginners.

Chase Sapphire Preferred

Chase Sapphire PreferredSource: bing.com

The Chase Sapphire Preferred is one of the most popular travel credit cards for beginners. It offers a sign-up bonus of 100,000 points after spending $4,000 in the first three months of account opening, which is worth $1,250 towards travel or $1,000 in cashback. The Sapphire Preferred also earns 2x points on travel and dining purchases, making it a great card for foodies and frequent travelers.

Citi Premier Card

Citi Premier CardSource: bing.com

The Citi Premier Card is another great travel card for beginners. It offers a sign-up bonus of 80,000 points after spending $4,000 in the first three months of account opening, which is worth $800 towards travel. The Premier Card also earns 3x points on travel and gas purchases, and 2x points on dining and entertainment purchases.

Capital One Venture Rewards

Capital One Venture RewardsSource: bing.com

The Capital One Venture Rewards is a simple and straightforward travel card for beginners. It offers a sign-up bonus of 100,000 points after spending $20,000 on purchases in the first 12 months of account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months. The Venture Rewards also earns 2x miles on every purchase, and miles can be redeemed for travel expenses at a fixed rate of 1 cent per mile.

Southwest Rapid Rewards Plus

Southwest Rapid Rewards PlusSource: bing.com

The Southwest Rapid Rewards Plus is a great travel card for beginners who frequently travel domestically. It offers a sign-up bonus of 40,000 points after spending $1,000 in the first three months of account opening, which is worth $600 towards Southwest flights. The Plus card also earns 2x points on Southwest purchases, and 1x points on all other purchases.

FAQ

Q: What should beginners look for in a travel credit card? A: Beginners should look for a travel card that offers a sign-up bonus, rewards for travel and dining purchases, and no foreign transaction fees.
Q: Are annual fees worth it for travel credit cards? A: It depends on the card and how often you plan to use it. Some cards offer enough rewards to offset the annual fee, while others may not be worth it for infrequent travelers.
Q: Can I use travel rewards for other expenses besides flights and hotels? A: It depends on the card. Some travel cards allow you to redeem rewards for other travel expenses like rental cars and cruises, while others may offer cashback or gift cards as redemption options.