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Business trips are an essential part of many companies, and they can be both exciting and exhausting. With the right travel card, you can make your business travel more enjoyable and save money at the same time. In this article, we will discuss the best travel card for business and help you choose the right one for your needs.
What is a Travel Card for Business?
A travel card for business is a type of credit card designed specifically for business travelers. It offers benefits such as travel rewards, cashback, or discounts on travel-related expenses such as flights, hotels, and car rentals. Some travel cards also provide other perks such as airport lounge access, travel insurance, and no foreign transaction fees.
The Benefits of a Travel Card for Business
The benefits of a travel card for business include:
- Travel rewards: Earn points or miles for every dollar spent on travel-related purchases, which can be redeemed for flights, hotels, or other travel expenses.
- Cashback: Get cashback for every purchase made with the card.
- Discounts on travel-related expenses: Some travel cards offer discounts on flights, hotels, and car rentals.
- Airport lounge access: Some travel cards provide access to airport lounges, where you can relax before your flight and enjoy amenities such as free snacks and drinks.
- No foreign transaction fees: Many travel cards do not charge foreign transaction fees, which can save you money when traveling internationally.
- Travel insurance: Some travel cards offer travel insurance, which can cover expenses such as trip cancellation, lost luggage, and medical emergencies.
The Best Travel Card for Business
Choosing the best travel card for business depends on your specific needs and travel habits. Here are some of the best options:
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card offers 2x points per dollar spent on travel and dining and 1x point per dollar spent on all other purchases. Points can be redeemed for travel through the Chase Ultimate Rewards portal, where they are worth 25% more. The card also offers no foreign transaction fees, travel insurance, and primary rental car insurance.
American Express Business Platinum Card
The American Express Business Platinum Card offers 5x points per dollar spent on flights and prepaid hotels through the American Express Travel portal and 1x point per dollar spent on all other purchases. Points can be redeemed for travel, gift cards, or statement credits. The card also provides access to airport lounges through the American Express Global Lounge Collection, a $200 airline fee credit, and travel insurance.
CitiBusiness/AAdvantage Platinum Select World Mastercard
The CitiBusiness/AAdvantage Platinum Select World Mastercard offers 2x miles per dollar spent on American Airlines purchases, telecommunications, car rentals, and gas stations and 1x mile per dollar spent on all other purchases. Miles can be redeemed for flights, upgrades, and other travel expenses. The card also provides priority boarding, a free checked bag, and no foreign transaction fees.
Conclusion
Overall, a travel card for business can help you save money and make your business travel more enjoyable. The best travel card for business depends on your specific needs and travel habits, so be sure to compare different options and choose the one that works best for you.
| Card | Rewards | Annual Fee | Foreign Transaction Fees | Travel Insurance |
|---|---|---|---|---|
| Chase Sapphire Preferred Card | 2x points per dollar spent on travel and dining; 1x point per dollar spent on all other purchases | $95 | No | Yes |
| American Express Business Platinum Card | 5x points per dollar spent on flights and prepaid hotels through American Express Travel; 1x point per dollar spent on all other purchases | $595 | No | Yes |
| CitiBusiness/AAdvantage Platinum Select World Mastercard | 2x miles per dollar spent on American Airlines purchases, telecommunications, car rentals, and gas stations; 1x mile per dollar spent on all other purchases | $99 | No | No |
Frequently Asked Questions
What is a travel card for business?
A travel card for business is a credit card designed specifically for business travelers. It offers benefits such as travel rewards, cashback, or discounts on travel-related expenses.
What are the benefits of a travel card for business?
The benefits of a travel card for business include travel rewards, cashback, discounts on travel-related expenses, airport lounge access, no foreign transaction fees, and travel insurance.
What is the best travel card for business?
The best travel card for business depends on your specific needs and travel habits. Some of the best options include the Chase Sapphire Preferred Card, the American Express Business Platinum Card, and the CitiBusiness/AAdvantage Platinum Select World Mastercard.
How do I choose the right travel card for my business?
To choose the right travel card for your business, consider your travel habits, the rewards and benefits offered by each card, the annual fee, and any foreign transaction fees.