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Traveling abroad can be an exciting experience, but it can also be costly. Between airfare, lodging, food, and souvenirs, the expenses can add up quickly. One way to save money while traveling is by using a debit card that is designed specifically for international use. In this article, we will review the best debit cards for traveling abroad.
What is a Debit Card for Traveling Abroad?
A debit card for traveling abroad is a debit card that is designed to be used internationally. These types of cards usually have low or no foreign transaction fees and can be used at ATMs worldwide. Some debit cards also offer additional benefits, such as travel insurance or emergency support services.
Best Debit Cards for Traveling Abroad
Here are the best debit cards for traveling abroad:
| Debit Card | Foreign Transaction Fee | ATM Fee | Additional Benefits |
|---|---|---|---|
| Charles Schwab Visa Platinum Debit Card | No foreign transaction fee | No ATM fee worldwide | Travel and emergency assistance services |
| Citibank Plus Account | No foreign transaction fee | No ATM fee worldwide | Free international money transfers and travel insurance |
| Chase Sapphire Checking Account | No foreign transaction fee | No ATM fee at Chase ATMs | Travel and purchase protection, 24/7 customer service |
| Capital One 360 Checking Account | No foreign transaction fee | No ATM fee at Capital One ATMs, reimburses other ATM fees up to $15 per month | Overdraft protection, travel accident insurance |
Note: While these debit cards have no or low foreign transaction fees, it’s important to keep in mind that some ATM operators may charge additional fees. Always check with your bank about fees and restrictions before traveling.
FAQ
What should I look for in a debit card for traveling abroad?
Look for a debit card that has no or low foreign transaction fees and no ATM fees. Additional travel benefits, such as travel insurance or emergency support services, can also be helpful.
Is it better to use cash or a debit card while traveling abroad?
Using a debit card is usually more convenient than carrying cash, as it’s easier to keep track of your expenses and withdraw money as needed. Additionally, most debit cards have fraud protection, which can help protect your finances while traveling.
Can I use any debit card internationally?
Most debit cards can be used internationally, but they may come with foreign transaction fees and other restrictions. It’s important to check with your bank before traveling to ensure that your debit card will work abroad.
Conclusion
When traveling abroad, a debit card can be a convenient and cost-effective way to manage your finances. By choosing a debit card that has no or low foreign transaction fees and no ATM fees, you can save money while still enjoying your travels. The best debit cards for traveling abroad, such as the ones mentioned in this article, also offer additional benefits that can give you peace of mind while on the go.