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Business travel can be expensive, but with the right credit card, you can earn rewards that can help offset those costs. There are plenty of travel cards on the market, but not all are created equal. In this guide, we’ll take a look at some of the best business travel cards available today.
Chase Sapphire Preferred
The Chase Sapphire Preferred card is a popular choice for business travelers because of its generous rewards program. Cardholders earn 2X points on travel and dining purchases, and 1X point on all other purchases. Points can be redeemed for travel, cash back, or transferred to airline and hotel loyalty programs. The card has a $95 annual fee and no foreign transaction fees.
American Express Business Gold Card
The American Express Business Gold card offers generous rewards for businesses that spend heavily on travel. Cardholders earn 4X points on the two categories where they spend the most each month (from a list of six categories), and 1X point on all other purchases. Points can be redeemed for travel, gift cards, or transferred to airline and hotel loyalty programs. The card has a $295 annual fee (waived for the first year) and no foreign transaction fees.
Capital One Spark Miles for Business
The Capital One Spark Miles for Business card is a great choice for businesses that need to book travel through a variety of channels. Cardholders earn unlimited 2X miles on every purchase, and miles can be redeemed for travel, cash back, or transferred to airline and hotel loyalty programs. The card has a $95 annual fee (waived for the first year) and no foreign transaction fees.
CitiBusiness AAdvantage Platinum Select Mastercard
The CitiBusiness AAdvantage Platinum Select Mastercard is a great choice for businesses that frequently travel with American Airlines. Cardholders earn 2X miles on American Airlines purchases, and 1X mile on all other purchases. The card also offers a free checked bag and priority boarding on American Airlines flights. The card has a $99 annual fee (waived for the first year) and no foreign transaction fees.
Marriott Bonvoy Business American Express Card
The Marriott Bonvoy Business American Express card is a great choice for businesses that frequently stay at Marriott hotels. Cardholders earn 6X points on eligible purchases at participating Marriott Bonvoy hotels, and 4X points on eligible purchases at U.S. restaurants, gas stations, wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. The card also offers automatic Silver Elite Status and a free night award every year after your account anniversary. The card has a $125 annual fee (waived for the first year) and no foreign transaction fees.
Conclusion
Choosing the right business travel card can help you earn rewards that can offset the cost of travel. The cards listed above offer generous rewards programs and other perks that can benefit businesses that travel frequently. Before you choose a card, be sure to compare the rewards, fees, and benefits to find the one that best suits your needs.
| Card | Rewards Program | Annual Fee | Foreign Transaction Fee |
|---|---|---|---|
| Chase Sapphire Preferred | 2X points on travel and dining purchases, 1X points on all other purchases | $95 | No |
| American Express Business Gold | 4X points on two categories each month, 1X points on all other purchases | $295 (waived first year) | No |
| Capital One Spark Miles for Business | unlimited 2X miles on every purchase | $95 (waived first year) | No |
| CitiBusiness AAdvantage Platinum Select Mastercard | 2X miles on American Airlines purchases, 1X mile on all other purchases | $99 (waived first year) | No |
| Marriott Bonvoy Business American Express | 6X points on eligible purchases at participating Marriott Bonvoy hotels, 4X points on eligible purchases at U.S. restaurants, gas stations, wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping | $125 (waived first year) | No |
Frequently Asked Questions
What is a business travel card?
A business travel card is a credit card that offers rewards and benefits that are specifically designed for business travelers.
What are some of the benefits of a business travel card?
Some of the benefits of a business travel card include earning rewards that can be used to offset the cost of travel, access to airport lounges, and travel insurance.
Do business travel cards have foreign transaction fees?
Not all business travel cards have foreign transaction fees, but it’s important to check the terms and conditions of each card before applying.
Can I redeem rewards for cash back?
Yes, many business travel cards allow you to redeem rewards for cash back. However, the value of the rewards may be lower when redeemed for cash back compared to travel.
How do I choose the right business travel card?
When choosing a business travel card, consider the rewards program, annual fee, and other benefits. Look for a card that offers rewards in the categories where your business spends the most money.