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Are you a frequent business traveler looking for a credit card that can help you earn rewards and save money? Look no further than the Bank of America Business Travel Credit Card. This credit card is designed specifically for business travelers and comes with a range of benefits, including rewards on purchases, travel perks, and more.
What is the Bank of America Business Travel Credit Card?
The Bank of America Business Travel Credit Card is a credit card designed for small business owners and employees who frequently travel for work. The card offers rewards on purchases, travel perks, and other benefits that can help you save money and make your business trips more comfortable.
What are the benefits of the Bank of America Business Travel Credit Card?
The Bank of America Business Travel Credit Card comes with a range of benefits that can be beneficial for frequent business travelers. Here are some of the key benefits:
| Benefits | Description |
|---|---|
| Rewards on purchases | Earn 1.5 points for every $1 spent on purchases. Points can be redeemed for travel, cash back, and other rewards. |
| Travel perks | Get access to travel perks like airport lounge access, travel insurance, and no foreign transaction fees. |
| Introductory offer | Earn a sign-up bonus of 30,000 points when you spend $3,000 in the first 90 days of opening your account. |
| Account management tools | Manage your account, track expenses, and set spending limits using Bank of America’s online and mobile banking tools. |
How does the rewards program work?
With the Bank of America Business Travel Credit Card, you earn 1.5 points for every $1 spent on purchases. Points can be redeemed for travel, cash back, and other rewards. There is no limit to the number of points you can earn, and points do not expire as long as your account is open and in good standing.
What are the travel perks?
The Bank of America Business Travel Credit Card comes with a range of travel perks, including:
- Airport lounge access
- Travel accident insurance
- Trip cancellation and interruption insurance
- Baggage delay insurance
- No foreign transaction fees
- 24/7 travel and emergency assistance
How do I apply for the Bank of America Business Travel Credit Card?
You can apply for the Bank of America Business Travel Credit Card online through the Bank of America website. You will need to provide information about your business, including your business name, address, and tax ID number. You will also need to provide your personal information, including your name, address, and social security number.
Is there an annual fee?
Yes, there is an annual fee of $95 for the Bank of America Business Travel Credit Card. However, the benefits and rewards offered by the card can more than offset the cost of the annual fee.
What is the interest rate?
The interest rate for the Bank of America Business Travel Credit Card varies depending on your creditworthiness and other factors. The current APR ranges from 14.99% to 22.99% depending on the Prime Rate.
Is there a penalty for late payments?
Yes, there is a penalty for late payments. The late payment fee is up to $49, and the penalty APR can be up to 29.99%.
Conclusion
The Bank of America Business Travel Credit Card is an excellent option for small business owners and employees who frequently travel for work. With rewards on purchases, travel perks, and other benefits, this credit card can help you save money and make your business trips more comfortable. Apply today and start earning rewards on your business expenses.