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Traveling to new places is an exciting experience, but it can also bring unforeseen troubles. From flight delays to accidents, there are plenty of things that can go wrong on a trip. That’s why it’s always a good idea to have travel insurance, especially if you’re going overseas. One popular travel insurance provider is 7 Corners, but is it worth the investment? In this article, we’ll review 7 Corners travel insurance and help you decide if it’s the right choice for your next trip.
What is 7 Corners Travel Insurance?
7 Corners is a travel insurance provider that offers coverage for various types of travel, including international travel, adventure sports, and expatriates. They offer a range of policies, including trip cancellation insurance, travel medical insurance, and evacuation insurance. Founded in 1993, 7 Corners has been providing travel insurance for over 25 years.
Types of Coverage
7 Corners offers several types of coverage to protect you during your travels. Here’s a breakdown:
| Type of Coverage | What’s Covered |
|---|---|
| Trip Cancellation Insurance | Reimbursement for non-refundable prepaid expenses if you need to cancel your trip due to unforeseen reasons, such as illness or death |
| Travel Medical Insurance | Coverage for medical expenses, emergency medical evacuation, and repatriation of remains |
| Emergency Medical Evacuation Insurance | Coverage for the cost of transportation to the nearest medical facility in case of a medical emergency |
| Accidental Death and Dismemberment Insurance | Coverage in case of accidental death or dismemberment during your trip |
| Adventure Sports Coverage | Coverage for injuries sustained during adventure sports, such as scuba diving or skiing |
| Expatriate Insurance | Coverage for individuals living and working abroad for an extended period of time |
Pros of 7 Corners Travel Insurance
There are several benefits to choosing 7 Corners for your travel insurance needs:
- Flexible policies: 7 Corners offers a range of policies to suit different types of travel and travelers.
- 24/7 assistance: 7 Corners has a 24-hour hotline you can call if you need assistance while traveling.
- Quick claims processing: 7 Corners aims to process claims as quickly as possible, so you can get reimbursed for covered expenses in a timely manner.
- No deductibles: 7 Corners policies don’t have any deductibles, so you don’t have to pay anything out of pocket before coverage kicks in.
Cons of 7 Corners Travel Insurance
While 7 Corners has many benefits, there are a few downsides to consider:
- Not the cheapest option: 7 Corners policies tend to be more expensive than some other travel insurance providers.
- Some exclusions: Like all insurance policies, there are exclusions to what 7 Corners covers. Make sure to read the fine print before purchasing a policy.
Customer Reviews
One way to gauge the quality of a travel insurance provider is to look at customer reviews. Here are a few reviews of 7 Corners:
“I had to use 7 Corners travel insurance for a medical issue while traveling overseas, and they were extremely helpful and responsive. They covered all my medical expenses and even helped me book a new flight home. I would definitely recommend them!”
“I purchased a 7 Corners travel insurance policy for a trip to Europe, but ended up having to cancel due to a family emergency. 7 Corners processed my claim quickly and I received reimbursement for all my prepaid expenses within a few weeks. I was very impressed with their customer service!”
Is 7 Corners Travel Insurance Worth It?
Overall, 7 Corners travel insurance is a solid choice for anyone looking for comprehensive coverage during their travels. While it may be more expensive than some other providers, the flexible policies and quick claims processing make it a good investment. Just make sure to read the fine print and understand what’s covered before purchasing a policy.
FAQs
What is covered by 7 Corners travel insurance?
7 Corners offers various types of coverage, including trip cancellation insurance, travel medical insurance, emergency medical evacuation insurance, accidental death and dismemberment insurance, adventure sports coverage, and expatriate insurance.
Is 7 Corners travel insurance expensive?
7 Corners policies tend to be more expensive than some other travel insurance providers, but the flexible policies and quick claims processing may be worth the investment.
Does 7 Corners have a 24-hour hotline?
Yes, 7 Corners has a 24-hour hotline you can call if you need assistance while traveling.
Are there exclusions to what 7 Corners covers?
Like all insurance policies, there are exclusions to what 7 Corners covers. Make sure to read the fine print before purchasing a policy.